For founders & independents

Your entire back office, synchronized — tax, bookkeeping, and payroll handled by experts.

XcelTax keeps you compliant, proactive, and growth-ready with a dedicated CFO squad that understands independent entrepreneurs.

Predictable quarterly estimates Scenario planning dashboards Real-time compliance alerts

Schedule a strategy session See how we operate

Cash runway

$417,900

+6.2% MoM

AR aging

$18.4k

≤ 30 days

Payroll

$27.1k

next in 5 days

Tax est.

$7.8k

Q4 projected

Tasks

3 open

Reconcile Stripe payouts
Review contractor onboarding
Lock October books

Services

Complete back-office command center

We bring entity strategy, payroll, and proactive tax planning together so you can focus on shipping work that matters.

Business Formation

LLC setup and S-Corp election tuned to your revenue goals so you launch with a tax-optimized foundation.

Tax Optimization

Forecasting, deductions, and filings—mapped out in advance so quarterly surprises disappear.

Bookkeeping & Accounting

Monthly closes, reconciliations, and investor-ready reports with commentary you can act on.

Payroll Management

Salary recommendations, automated filings, and compliance guardrails for every pay cycle.

Dedicated Support

A pod of specialists that stay on call for rapid responses and strategic whiteboarding.

Financial Insights

KPI dashboards and board-ready summaries that make your trajectory—and next moves—obvious.

Why Xceltax

A proactive finance team in your corner

Built for lean teams who need the confidence of an enterprise finance department—without building one from scratch.

01

All-in-one workflows

Entity, payroll, tax, and bookkeeping live inside a single workspace with the same pod watching every moving part.

02

Specialists who ship fast

CPAs, payroll experts, and finance analysts aligned to your industry so answers land in hours—not days.

03

Forward-looking planning

Model out hiring, distributions, and cash decisions before you commit with scenario dashboards that stay current.

04

Audit-ready, always

Tight controls, reconciled books, and compliance monitoring keep every filing on track and stress-free.

What every plan delivers

No add-ons. No hidden upgrades.

LLC formation + annual compliance

Monthly bookkeeping with quality checks

Quarterly cash and tax forecasting

Payroll implementation and support

Dedicated strategist + response SLA

Investor-ready financial statements

About

Built by finance operators who have sat in the founder seat

Xceltax was born from a team of CPAs and exited founders who knew there had to be a calmer, more strategic way to manage taxes and cash flow. We combine specialist knowledge with product thinking to give independents a finance bench that feels in-house.

Strategic pods tailored to your revenue model, not generic bookkeeping packages.
Real humans monitoring compliance so filings go out on time and with context.
A modern portal that centralizes docs, insights, and next actions for your leadership team.

Average annual savings

$12k

Entity design, responsible payroll, and quarterly calibrations engineered to keep more cash in your pocket.

Client retention

94%

We operate as an embedded extension of your team, anticipating needs before they escalate.

Support coverage

7 days a week

Get quick answers from licensed professionals with direct Slack and email access to your pod.

Social proof

Trusted by ambitious independent operators

Founders, consultants, and creative studios rely on Xceltax to stay compliant, unlock tax savings, and reclaim their time.

“Xceltax completely transformed my business finances. I saved over $8,000 in the first year alone and finally have peace of mind knowing everything is handled properly.”

Sarah Martinez

Freelance Designer

Saved $8k in year one

“The team at Xceltax made business formation so easy. They handled everything while I focused on growing my consulting practice. Best investment I've made.”

Michael Johnson

Marketing Consultant

Formation to profitability in 90 days

“Photography is my passion, not dealing with taxes and bookkeeping. Xceltax handles everything so I can focus on what I love. The service pays for itself.”